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Mesurer l’inclusion financière en Afrique du Sud

Mesurer l’inclusion financière en Afrique du Sud

Mahlatse Mabeba

61,82 €
IVA incluido
Consulta disponibilidad
Editorial:
KS OmniScriptum Publishing
Año de edición:
2024
Materia
Empresa y gestión
ISBN:
9786207580118

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L’inclusion financière est devenue une mesure importante de la croissance économique inclusive en Afrique du Sud, ainsi que dans d’autres parties du monde. Mais si l’inclusion ne peut être mesurée avec précision, les décideurs politiques et les acteurs du marché prennent des décisions mal informées. Cet ouvrage présente une nouvelle méthode quantitative permettant de construire des indices d’inclusion financière pour les neuf provinces. Les tendances de l’indice sont utilisées pour évaluer l’état de l’inclusion financière dans un passé récent et pour formuler des recommandations pour la poursuite de la politique de développement du secteur financier. Le pays a fait des progrès en matière d’inclusion financière depuis 1994. Depuis lors, l’accès et l’utilisation des services financiers ont augmenté. Cependant, entre 2015 et 2018, une réduction globale des services financiers a été observée. Cette baisse a été fortement influencée par des chocs économiques tels que la diminution des revenus dans diverses provinces, la diminution de l’octroi de crédits au secteur privé, la hausse du taux de chômage et l’augmentation des risques pesant sur l’infrastructure financière. En 2018, l’inclusion financière est retombée au niveau de 2014, après un déclin amorcé en 2016.

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