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O setor bancário e o crescimento económico

O setor bancário e o crescimento económico

Stéphan Ravelonjanahary Tojonirina

72,08 €
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Editorial:
KS OmniScriptum Publishing
Año de edición:
2026
Materia
Empresa y gestión
ISBN:
9786630440966
72,08 €
IVA incluido
Disponible

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Numerosos autores têm afirmado que existe uma ligação entre o crescimento económico de um país e o desenvolvimento do seu setor bancário (bancos ou mercados financeiros). Este trabalho irá analisar o alcance das teorias desses autores no caso de Madagáscar. Mais concretamente, o estudo da contribuição do setor bancário de Madagáscar para o seu crescimento económico. Assim, foi realizada, no âmbito desta investigação, uma análise empírica das diferentes características da economia e do setor bancário malgaxe. A análise da economia malgaxe revela que esta se caracteriza por uma taxa de crescimento muito baixa e instável ao longo de vários períodos. Além disso, a estimativa do modelo por OLS mostra que o setor bancário de Madagáscar não contribui para o seu crescimento económico. Os créditos não têm efeitos significativos na explicação do PIB. Esta análise mostra-nos que o setor bancário malgaxe não cumpre verdadeiramente o seu papel de financiamento da economia. Por isso, foi sugerida uma política de crédito que consiste numa reforma do setor bancário.

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