Diland De L’or Kwalla-Essellem
Librería Samer Atenea
Kálamo Books
Librería Elías (Asturias)
Librería Kolima (Madrid)
Librería Proteo (Málaga)
Across the CEMAC region millions of women remain locked out of the formal financial system. Mobile money has been hailed as a game changer but does it actually deliver on that promise? Drawing on the Finscope Cameroon 2017 survey and a decade of regional data (2014-2023), this book investigates whether fintech genuinely expands women’s access to, and everyday use of, financial services. Using rigorous econometric analysis, it uncovers a striking finding: mobile money alone does not significantly increase women’s likelihood of owning a bank or savings account. Education and mobile phone ownership matter more. Rather than dismissing fintech’s potential, this study offers a clear eyed, evidence based path forward, one where technology is paired with financial literacy, digital empowerment, and gender responsive design. A must read for researchers, policymakers, and development practitioners seeking to turn financial inclusion rhetoric into measurable impact for women in Central Africa.