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This report examines the role of credit instruments in the American monetary system, looking at the various types of credit instruments used in payments across the country. It also analyzes the legal and regulatory framework governing the use of credit instruments, and offers recommendations for improving the efficiency and safety of credit-based payments in the US.This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it.This work is in the 'public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
