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Perception des agriculteurs à l’égard de l’assurance-récolte

Perception des agriculteurs à l’égard de l’assurance-récolte

Dr. Venkatesh Maddeni

144,74 €
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Editorial:
KS OmniScriptum Publishing
Año de edición:
2025
Materia
Teoría general del derecho
ISBN:
9786209236013
144,74 €
IVA incluido
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L’agriculture indienne est fortement tributaire de conditions météorologiques imprévisibles, en particulier des moussons, ce qui en fait une activité risquée. Bien que conscients des risques, les agriculteurs poursuivent leur activité, poussés par la tradition et la nécessité. Un proverbe telugu reflète cet état d’esprit : 'Nous pouvons subir des pertes en pratiquant l’agriculture, mais nous ne devons jamais cesser de le faire. Malheureusement, les pertes continues et l’endettement ont conduit certains agriculteurs au suicide. Selon le National Crime Records Bureau (2023), environ 4 % des 154 agriculteurs et ouvriers qui se sont suicidés l’ont fait parce que leurs responsabilités dépassaient leurs ressources.L’assurance-récolte est un outil essentiel pour réduire les risques agricoles. L’assurance récolte est un outil essentiel pour réduire les risques agricoles. La plupart d’entre eux ne savent pas quelles sont les compagnies qui proposent des assurances, les caractéristiques des régimes ou le montant des primes, d’autant plus que les banques déduisent souvent les primes directement lorsqu’elles accordent des prêts. Bien que l’assurance récolte soit obligatoire pour les agriculteurs bénéficiant d’un prêt, ses avantages sont amoindris par le manque de connaissances. Les gouvernements et les compagnies d’assurance doivent éduquer les agriculteurs, réduire les primes pour les petits exploitants, inclure les métayers et garantir des paiements en temps voulu.

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