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'Institutionalizing Household Financial Cognition: Decoding Pathways to Citizen Well-being构建家庭金融知识体系，解锁居民幸福生活密码This book is a financial education reading material and can also be used as a family finance guidebook. The purpose and goal of this book is to bridge the gap between finance and daily life, enabling residents to acquire comprehensive financial knowledge and guide their financial practices, thereby achieving financial happiness. The characteristics of this book are as follows: firstly, the content is comprehensive. This book provides a comprehensive framework of financial knowledge that residents need to understand, covering six modules: basic theory, financial planning, asset management, debt management, risk management, and elderly care and inheritance. It combines these modules with the life cycle and strives to answer various common financial questions in people’s lives; The second is friendly writing style. This book strives to help readers learn financial knowledge in simple and understandable language. The book presents a large number of real-life cases in a visual and textual manner, making it easy for readers to read and understand; The third is the combination of theory and practice. This book first introduces the concept of financial happiness and the logical path to achieving financial happiness. While comprehensively introducing financial practices, it also showcases the economic theoretical foundation that guides practice.本书是一本金融普及教育读物，又可以用作家庭金融指导手册。打通金融与生活的桥梁，使居民掌握全面的金融知识并能够指导自己的金融实践，从而获得金融幸福感，是本书的宗旨和目标。本书的特征如下：一是内容全面。本书给出了居民所需要了解的金融知识的一个整体框架，涵盖了基本理论，财务规划，资产管理、债务管理、风险管理以及养老与传承六大模块，并将其与生命周期相结合，力求能够回答人们生活中常见的各种金融问题；二是文风亲和。本书力求用通俗易懂的语言，深入浅出地帮助读者学习金融知识。书中通过大量来源于实际生活的案例，以图文并茂的方式展示给读者，方便大家阅读和理解；三是理论实践相结合。本书首先介绍了金融幸福的概念，以及实现金融幸福的逻辑线路。在全面介绍金融实践的同时，也展示了指导实践的经济学理论基础。
