Monnaie électronique et inclusion financière

Monnaie électronique et inclusion financière

Aubin Martial Kengne Assomo

119,44 €
IVA incluido
Disponible
Editorial:
KS OmniScriptum Publishing
Año de edición:
2025
Materia
Banca
ISBN:
9786209048333
119,44 €
IVA incluido
Disponible

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L’image du paysan cherchant activement à envoyer de l’argent depuis la place du marché du village à son enfant parti en ville pour ses études est révolue. De nos jours, de nouveaux moyens de paiements (NMP) simples et pratiques sont à l’origine d’une véritable révolution dans les modes d’interactions financières. A travers la monnaie électronique, qui facilite le développement de l’inclusion financière des populations jadis en marge des circuits traditionnels, les institutions financières et les opérateurs non bancaires de la CEMAC ont la latitude d’étendre leur périmètre d’activité et d’accroitre leurs revenus. Cette nouvelle donne semble être plus une opportunité qu’une menace, pour ceux des acteurs qui inscrivent la pérennité de leurs activités dans l’innovation afin de capter les niches de rentabilité qui se créent. Les NMP constituent un levier de réduction de la fracture financière, à condition d’une véritable prise de conscience aux plans stratégique et opérationnel. Outre cela, la promotion d’une véritable industrie de la confiance numérique est nécessaire pour la sauvegarde des acquis en matière d’inclusion financière, tant et si bien que cela influence la croissance.

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