LIBROS DEL AUTOR: neil bhutta

2 resultados para LIBROS DEL AUTOR: neil bhutta

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  • Finance and Economics Discussion Series
    Neil Bhutta / United States Federal Reserve Board
    I estimate the credit supply effect of the Underserved Areas Goal(UAG), which establishes GSE purchase goals for mortgages to lower-income and minority neighborhoods. Taking advantage of discontinuous census tract eligibility rules and abrupt changes in tract eligibility in 2005, I find evidence of a small UAG effect on GSE activity, and this increase does not appear to crowd-o...
    Disponible

    15,85 €

  • Finance and Economics Discussion Series
    Neil Bhutta / United States Federal Reserve Board
    I identify and quantify the mortgage supply effect of the Community Reinvestment Act (CRA), a law mandating that banks help provide credit in lower-income neighborhoods, by exploiting a discontinuity in the selection rule determining which census tracts CRA targets. Using a comprehensive source of micro data on MSA mortgage applications, I find that CRA affects bank lending pri...
    Disponible

    15,91 €