LIBROS DEL AUTOR: helena maria krebs

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  • On the Foundations of Credit Rationing
    Helena Maria Krebs
    Helena Maria Krebs analyzes equilibrium credit rationing when banks compete for loans and deposits in a double-sided Bertrand game. Borrowers and lenders are allowed to switch market sides. Thus, investors do not only base their decisions on loan rates, but also on opportunity costs in the form of deposit rates. Credit rationing may occur if adverse selection due to borrowers’ ...
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